Mortgage Loan

Non-QM And Bank Statement Mortgage Guidelines And Requirements





1. Non-QM And Bank Statement Mortgage Guidelines And Requirements

* Gustan Cho Associates Mortgage Group offer a wide variety of mortgage products.

– Over the past few years, we have seen the comeback in NON-QM and Bank Statement mortgage lending
– QM stands for qualified mortgage
– Please read our blog detailing what a QM MORTGAGE is for more information
– NON-QM means non-qualified mortgage, where Fannie Mae, Freddie Mac, VA, and FHA guidelines are not required
– Of course, each NON-QM and Bank Statement Mortgage loan product has different qualifications
– These mortgage products open up opportunities for thousands of Americans to buy a home or refinance their home

2. 95% LTV Non-QM Jumbo Mortgages

* 95% JUMBO MORTGAGE:

– You may now use a NON-QM Jumbo loan with just 5% down payment
– This is an amazing option for clients with a 720 credit score higher

* Please see our 95% JUMBO MORTGAGE BLOG for more information.

For more information on our bank statement mortgages or our other NON-QM and Bank Statement Mortgage loan options, please reach out to Mike Gracz on 630-659-7644 or text us for faster response. Or email us at mgracz@gustancho.com. Mike is the expert on our NON-QM products. Either Mike or one of the highly-skilled loan officers at Gustan Cho Associates will assist you with your NON-QM and Bank Statement Mortgage pre-approval. We are available seven days a week to assist you with your mortgage needs. NON-QM and Bank Statement Mortgage options Open the pathway to homeownership for thousands of Americans who do not fit in the highly regulated mortgage guideline round. Please reach out today for more information.

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