Refinancing During Covid 19 – Corona Virus Update
Fannie Mae has announced HUGE news!
Homeowners can now refinance without an appraiser coming into the home!
Fannie mae has approved exterior and desktop appraisals which means you can have an appraisal done on your house without anyone coming into it.
Although most people are going to hold off on buying a home or listing their home for sale, those of you who are already homeowners can take advantage of the low rates as well as SKIPPING 2 MORTGAGE PAYMENTS when you refinance ! ! !
This is eligible if you currently have a Fannie Mae Loan – Click Here To See If Your Current Loan Is A Fannie Mae Loan –
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Vantage Home Loans
145 S. Fairfax Ave. #200
Los Angeles, CA 90046
NMLS # 1394651
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**LOAN PROGRAMS I RECOMMEND IN CALIFORNIA**
1) FANNIE MAE HOME READY PROGRAM
Property Look up tool:
This lets you know if the property you are looking at, qualifies for the home ready program where you only need to put down 3% so that you can get a killer deal!
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2) BANK STATEMENT LOAN PROGRAM
This program is perfect for anyone is self-employed or owns their own business. This program requires no tax returns so if you got turned down by one of the big banks because you have too many write-offs this program is the one to go with.
Your deposits in your business or personal account is your income! Simple as that
Watch these two videos to learn more:
3) INVESTOR LOAN PROGRAM- (FOR INVESTMENT PROPERTIES ONLY)
This loan does not require any income or documentation. The only requirement is that the rent generated by the property covers the mortgage payment. This can be used for refinances or if you want to buy an investment property you can utilize this program with NO INCOME!
Video coming soon…