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Get PAID To Borrow Money? Negative Interest Rates & What It Means For You





See how much you can save on your loans by refinancing with Credible:

With interest rates cut all the way to 0% – it’s very possible that we’ll see negative interest rates – in this video we explain what negative interest rates are and how negative interest rates work
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Get PAID To Borrow Money? Negative Interest Rates & What It Means For You
0:22 – Businesses are slowing down and the stock market entered recession territory
1:04 – For the first time in history we could be seeing negative interest rates in America
1:50 – The Fed had an emergency meeting to cut interest rates to zero to stimulate the economy
2:25 – The Federal Funds Rate explained for overnight loans
4:00 – Banks had a liquidity issue because they were running out of cash so the Fed had to inject trillions of dollars into banks
5:40 – How you can save money on your loans by refinancing because interest rates are smaller especially if you use Credible
7:21 – The current dilemma because during the 2008 crash, there was a bigger interest rate buffer
8:10 – Negative interest rates mean it becomes expensive to save money
8:58 – Negative interest rates and getting paid to borrow money – sort of
9:55 – What negative interest rates mean for our economy
10:56 – How likely are negative interest rates in America

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Video host: Jaspreet Singh

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DISCLAIMER CONT’D: I’m just a random guy on YouTube so do your own research! Jaspreet Singh is not a licensed financial advisor. He is a licensed attorney, but is he is not providing you with legal advice in these videos. This video, the topics discussed, and ideas presented are Jaspreet’s opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.

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46 comments

  1. Thank you for watching! If you enjoyed this video – you should watch, How To Find A Good Company To Invest In: https://youtu.be/Vhvowhb2x2M

    Reply
  2. Jaspreet, Home interest rates actually went up by little. What are the chances of them getting low. Also what about investment loan to purchase rental homes will they be down in future? Thanks

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  3. Sounds like a good time to pull a loan and invest in the stock market to earn some double interest in the long term.

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  4. You gotta start think everything now !
    Who would have thought in 90's that negative interest would be a thing.

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  5. We are going to switch to negative interest rates if americans pump up their savings accounts instead of spending the stimulus checks. This forces people to pull their money out of savings.

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  6. Corona has transformed the life into train ride, go to toilet and back to your seat. Repeat

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  7. Best channel ever

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  8. I like the new intro

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  9. Thank you for explaining this Jaspreet!! You’re a man of excellence I secretly have a crush on you. 🤭🤫

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  10. This dude jaspreet makes me sound like a freaking genius talking to my friends these days lmao. Thank you so much minority mindset. I've been a subscriber for about two months and I've learned so much from this channel. God bless.

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  11. Jaspreet, how long do you think this would last? I ask, because I just became eligible for the VA loan and I need to save up for closing costs.

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  12. Thanks Paa jee, to make things simple for us, which is complicated on news to understand, your way to explaining things are remarkable, which gives us idea to save or invest.👌🏻👌🏻👌🏻👏🏻👏🏻👏🏻👍👍👍

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  13. Good morning ☀️ you posted so early today

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  14. Typical economics too much of one thing cancels another. Lower interest rates =good for businesses and borrowers but having it for too long increases inflation and cancels the good it created. Just like increasing minimum wage, it helps people stay a float until inflation hits due to increasing the wages and then the good that came from it gets nullified. So whats the point? Short term disillusion? And long term pain?

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  15. I've shared your videos with so many of my friends. You have such a gift for explaining what is up!! Thank you for the awesome content.

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  16. So you're saying if interest rate is negative and I lose money in a bank account, I should pull out all my money and keep it in cash like it's the first time since the Great Depression that keeping money in cash is a good idea?

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  17. Thanks for the netflix recommendations in the newsletter, keep them coming, i liked the doc " the great hack"

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  18. Better prepare for the barter economy…🤤

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  19. The Federal Funds Rate is actually .25%. Practically zero, but not exactly zero.

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  20. Well, if you lost your job, you can't refinance a house? Don't you need proof of income?

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  21. I'm in Germany, interest rates here are negative since a long while ago. Results, since 2012 Real Estate prices have brutally increased.

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  22. This is the perfect time to refinance your mortgage or student loan! Stay safe

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  23. Random guy, do everyone a favour and blast us with money velocity or M2 (not the car). With everyone reducing spending, this could go to zero. Thanks Jaspreet.

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  24. One big ass ponzi scheme.

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  25. If interest rates go negative we need to look out for inflation.

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  26. It would be devastating if deposit rates go negative and they just drain the middle class of what money they have left 🤭

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  27. A free loan to invest in more Passive Income assets? Sure I'll take it. 😉

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  28. You the Goat

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  29. Hey! Captain America! Send me over a couple trillion $$$$ Lol. Hey why don't we start a bank? Free money! To me! Thanks for the great help. You know how to speak in layman's terms. You gonna go far!

    Reply
  30. I'm starting to see a trend:
    You love saying that word "below".
    I'm gonna see how to work it into my vocabulary, each day. 😂😂😂

    Reply
  31. Everyone needs to be careful thinking there so smart with this so called “Good Debt”, because even when your tenant or customer can’t pay the note is still due

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  32. good vid

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  33. So if there is negative interest rates, we want to do business with a bank that doesn’t need to borrow money? 🤔

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  34. 8:29 comedy alert!! HAHAHAHAHAHA You have to pay to save money.

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  35. My man is getting sponsors sponsors

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  36. I don't get one thing. Everyone here is all "Buy now, don't sell during a crash" etc. etc. Which makes sense. How is that the companies then crash. Are there actually people that are selling right now and panicking (even though now more than ever, there is all this information about why that's a bad idea)?

    Not directly related to this vid, but something that's been bothering me recently

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  37. You, Meetkevin, and Graham Stephan have been dropping quality content lately 💯

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  38. I think I speak for everyone here when I say that Jaspareet you need a podcast bro 🤨

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  39. I keep hearing the 20% drop was the fastest in history – which is FAKE NEWS! Dow went down 22.6% on October 19, 1987 – ONE DAY!

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  40. Thanks for the credible recommendation!

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  41. 🙌🏽🙌🏽🙌🏽

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  42. This provides a great opportunity to refinance especially for your house mortgage or student loans. However it is still a bad idea, doesn't matter if it's recession or not, to use lower or no interest rates as an excuse to get into bad debt for purchasing non-income producing assets such as CARS.

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  43. We help people, I just don't see anyone helping us.

    The last thing we need is to have anything that looks like a loan application show up now.

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  44. I agree! It's a great opportunity to get the best deal on your loans while going through a crazy time (if and only if it's "good debt", of course)! Stay safe everyone!

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  45. What if you have bad credit?

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  46. Dont borrow money u dont need

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