Mortgage Refinance Calculator: Spreadsheet Download
Want to know if refinancing mortgage is worth it? Use my mortgage refinance calculator to determine the cost paying a mortgage over a 30 year period.
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This spreadsheet download includes mortgage payments, extra payments, mortgage interest, and escrow which includes mortgage insurance, property tax and property insurance. This month by month mortgage refinance calculator allows variable data entry over time. It will help determine the total monthly payments made when searching for a new mortgage. It is formatted to calculate both Canadian and American fixed rate mortgage payments for up to a 30 year terms.
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My primary investment strategy is long term high yield dividend investing. I have been an actively trading the stock market for over 20 years and have built most of my wealth by reinvesting my dividends and following my 14 Personal Rules of investing. I actively trade options on both the American and Canadian Stock exchanges using options strategies and buying and holding high yield dividend paying stocks.
I generate monthly income in two ways. Averaging more than an annual 7% return by collecting dividends on high yield dividend stocks that I hold. The second income stream comes from the selling of option premium and taking advantage of theta decay. This neutral strategy allows me to make money in both bull and bear markets and limits my risk. Both of these strategies are suitable for passive income and create a stable predictable safe passive monthly income.
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