Mortgage Loan

Self Employed Mortgage: How To Get Approved





If you’re self-employed, there’s no need to fear getting a mortgage! We’ll walk through the steps you need to take and the 2 types of loans that will help you qualify for a mortgage.

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💰 7 Proven Ways To Save Thousands On Your Home

0:37 Why is self-employment income different?
0:59 What lenders want to see
1:50 Where self-employed buyers get in trouble
3:22 2 types of loans
4:23 Impact of tax write-offs
4:53 Net vs gross income
5:12 Documents needed
6:26 Interest rate on traditional loans
7:31 2 main types of portfolio loans
9:32 Down payment requirement for portfolio loans
9:54 Credit score on portfolio loans
10:09 Rates for portfolio loans
11:01 How to prep tax documents with your lender
12:29 Adding a co-signer to help out
13:40 Refinancing out of a portfolio loan

RELATED VIDEOS

1) Fully Prepare To Buy A House (Step By Step Guide)

2) 3 Easy Steps To Get Pre-Qualified – WTHYL

3) How Does A Home Appraisal Work?

4) FHA Loan Down Payment Tips And Tricks

5) What’s The Typical Down Payment On A House?

Hey, my name is Kyle and I’m a Loan Advisor serving Tennessee, Florida, and Ohio. I help you get a crystal-clear home loan so you can win the house you love.

— Legal —

NMLS# 1701021
Motto Mortgage Alliance
937-264-8000 ext. 4
8900 N. Dixie Dr.
Dayton, OH 45414
Equal Housing Opportunity

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2 comments

  1. Timestamps!
    0:37 Why is self-employment income different?
    0:59 What lenders want to see
    1:50 Where self-employed buyers get in trouble
    3:22 2 types of loans
    4:23 Impact of tax write-offs
    4:53 Net vs gross income
    5:12 Documents needed
    6:26 Interest rate on traditional loans
    7:31 2 main types of portfolio loans
    9:32 Down payment requirement for portfolio loans
    9:54 Credit score on portfolio loans
    10:09 Rates for portfolio loans
    11:01 How to prep tax documents with your lender
    12:29 Adding a co-signer to help out
    13:40 Refinancing out of a portfolio loan

    Reply
  2. My accountant does my bussines and personal together is that okay?

    Reply

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