Mortgage Calculator

Purchasing down factors // Mortgage factors split even calculator





Purchasing down factors // Mortgage factors split even calculator

Have you at any time heard the time period origination factors? Use this mortgage loan factors split even calculator to see if having to pay down factors at the closing desk will save you money in excess of time.

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Karin Carr is a total time Realtor® in Savannah, Georgia with Keller Williams Coastal Space Associates. I am a very pleased Air Force spouse, self-professed tech nerd, and bona fide seafood fanatic. My partner and I are each in excess of 6’ tall and we have two fantastic kids who will be far too when they are total developed. 😆

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8 comments

  1. Have you ever bought down your interest rate before? Was it worth the expense?

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  2. Great explanation Karin. and Kudos for finding that calculator.

    Reply
  3. Excellent information Karin! Thanks for sharing!

    Reply
  4. Nerd Wallet is a great resource.

    Reply
  5. That calculator is a pretty neat tool! We bought down our rate on an investment property. We plan on keeping it for quite awhile so for us, it was worth it!

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  6. Thanks for shedding light on this Karen. Everyone knows that we can pay down our mortgage early. Few realize just how much money they will save by doing so. Even fewer know how many years it will take to break even when we buy down the rate.

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  7. Karen thanks for the explanation, I didn’t really know what was meant by buying down points even though I’ve heard it many times over the years. Guess it depends on your own situation!🤔 Thanks kiddo and have a great week! 😊

    Reply
  8. Cool calculator…

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