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2018 New Home loan Tension Take a look at Q&A – Serious Estate Canada





Guest: Stephanie Nause | Income Consultant | KELLER WILLIAMS REFERRED City REALTY, BROKERAGE Independently Owned & Operated

The Office environment of the Superintendent of Economical Institutions (OSFI) introduced new rules on home finance loan lending to take impact following year.
OSFI is location a new minimum qualifying charge, or “stress examination,” for uninsured mortgages (home finance loan buyers with down payments 20% or higher than their house selling price). Who will be impacted by this new policy? How is this new policy heading to have an impact on the sector? Be sure to maintaining watching this new episode.

从2018年1月份开始,想购买房屋但首付不超过20%的加拿大人必须通过“房贷压力测试”,这是加拿大联邦金融监管机构为降低贷款风险而在今年10月份出台的一项新措施。
据加拿大广播公司记者埃文斯Pete Evans报道,加拿大房贷专业人士协会星期二发表报告说,这一房贷新政会让十万准备购房的加拿大人无法购买他们想要的房子,因为他们通不过房贷申请压力测试、拿不到房贷。这些人当中会有大约5、6万人可能通过其他渠道找到房贷、或是选择购买较低价格的房子,但依然有4、5万人会完全失去买房子的资格和能力。如果您想要 了解更多关于新政的具体细节以及对市场的影响,请观看本期的热点话题节目。

Serious Estate Canada As the main program in the serious estate channel, Serious Estate Canada is a professional serious estate talk demonstrate. Via discussions with specialists from the viewpoint of examining serious estate procedures, governmental polices, and developments in the marketplaces and abilities in acquiring and offering, we will provide you the most up-to-date details from the sector.

《置业加国》是一档以大多地区地产为主要话题的专业访谈类节目。该节目是加拿大财经一号电视台地产频道的主导地产专业节目。通过专业人士及嘉宾的专题讨论,在地产政策解读、政府宏观调控、房产趋势分析、买房卖房技巧等多方面对大多地区乃至加国的房产市场、有关政策、发展态势等进行全面的关注研讨。

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* If you are intrigued in becoming our guest, you should make contact with: cmetv@cmetv.com.cn or cmetv.canada@gmail.com
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