My Girlfriend Has $450,000 Of Debt!
Gabriel’s Girlfriend Has $450,000 Of Debt! View as Dave clarifies what his girlfriend should really do to deal with her massive financial debt.
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44 comments
Robert Smithers December 24, 2017 3:28 am
My suggestion would be don't marry her until she has been working at least one year. In that year you each have to prove yourself to each other. If you both have the self control to live modestly and attack your respective debts with intensity then marry her, your combined incomes combined with self control and a willingness to make your money work for you and not the other way around will make you a very powerful wealth building team. If she is unable or unwilling to make that commitment and follow through on it then best you know before you have jumped in the deep end.
Keona Ponce December 24, 2017 3:28 am
When should i be able to refinance my car. I got a loan for 22k with 17% interest payments are 483, yes its terrible. im working on ramseys baby step 2. I have it down to 17200, the car is worth 10.2k to 12k. When can i refinance it to get better interest and low payments so i can tackle it faster
Mason B. Newkirk December 24, 2017 3:28 am
Dude, bail. Love is strong but so is $450,000 of debt.
Conroy Jenkins December 24, 2017 3:28 am
POOOOPSTAAAIIINNN
Will Hobbs December 24, 2017 3:28 am
Ummmm…. How much do you love this girl? Would be my first question for him.
Raoul Joseph December 24, 2017 3:28 am
Run boy run and don't look back.
Nathaniel Gregory December 24, 2017 3:28 am
This guy shouldn’t get married until she pays off her debt, or he’s a complete toolbox lol
ChubbyBlumpkinz December 24, 2017 3:28 am
150k income, 510k in debt. How’s that gonna take 3 or 4 years living in San Diego, Dave?
Ibislife December 24, 2017 3:28 am
Do not marry, until you both have stable jobs and a plan on how to pay this down. You should see a lawyer, get a prenupt, so you are not responsible for her debt, in case of a divorce.
savvy December 24, 2017 3:28 am
Dave Ramsey program says first pay off the smaller debts , 65k first 🙂
Lady pilliwick December 24, 2017 3:28 am
If he loves her. Fine. Be her friend. But that's her hole she's dug all by herself….. there's no way you can have a successful relationship with someone that has much bagage
2Bad4Grandpa December 24, 2017 3:28 am
Next year her income potential will rise to the higer middle income levels, she will be out of debt in a few (4/5) years.
rob roberts December 24, 2017 3:28 am
Good grief
Hilda DiMarco December 24, 2017 3:28 am
Maybe SHE needs to run from him. In the end, she will be earning more than him and that issue itself has caused many a divorce. Wonder if they met before or after she started dental school. He has 65k in loans and makes 45k as a pastor. Likelihood of his pay going up within 5 years not so good unless he becomes a prosperity preacher. On the other hand, a quick search of salaries for entry level dentists with under 5 yrs exp shows an avg of 115k/yr. It's an in-demand, growing field. Even with the overpriced education, her earning potential far outweighs his.
J B December 24, 2017 3:28 am
This dude needs to run in the opposite direction of this girl.
cardinal987 December 24, 2017 3:28 am
That kind of debt would be a deal breaker for me.
roggie77777 December 24, 2017 3:28 am
Run run run run run run run run run
My life Nguyen1008 December 24, 2017 3:28 am
First, go buy insurance for her both hand ( because they are cost million $). Second, move to cheap apartment then work hard pay off debt in 3 years. After that you will have a perfect life. Don't stupid break up her right now. This is pre-marry challenge, you should pass it.
Good luck
Nathan Wind December 24, 2017 3:28 am
First of all don't every marry her, secondly get another girlfriend..
BestFilmScenesINC December 24, 2017 3:28 am
What was that… your ex-girlfriend has debt. Although in wouldn't dump someone I love for debt I definitely won't get married until it's cleared.
StirCrazy December 24, 2017 3:28 am
A dentist can make a significant amount of money, especially if they open their own practice. A 6 figure salary is pretty much a given. They could be living a very good life before they turn 40.
MrTHL1 December 24, 2017 3:28 am
Get to the choppa!!
Chris Baker December 24, 2017 3:28 am
Do a cheap $1,000 or less wedding because you need to put the money in knocking out debt.
clericstorm2009 December 24, 2017 3:28 am
Blows his mind? This is what capitalism is all about! 400k+ in debt for the privilege of a decent job
Elisa Reynozo December 24, 2017 3:28 am
I am just amazed at the student debt that people have accumulated. Do they know what they are doing? OMG!!! I only borrowed $6,000 and had it paid off in 4 years. What the heck….. How can people avoid this pit of debt?
Roland De Aragon December 24, 2017 3:28 am
Dave should not encourage marriage with that insane amount of debt, Jesus would smack you upside the head.
Lucy Lu December 24, 2017 3:28 am
Don’t marry her unless she shows she is willing to clean up the debt.
Ken C December 24, 2017 3:28 am
tell her you going to the store for a coke and dont come back
jvolstad December 24, 2017 3:28 am
He has $65K in student loans, to become a pastor, and he only makes $45K a year in high cost of living area? Wow! That was not to smart.
BTW, the Bible talks about how it's better not to be married.
Daniel Garcia December 24, 2017 3:28 am
Don't marry till it's paid off. Try to save your own money
jordanoibrahim123 December 24, 2017 3:28 am
This man doesn't even meet the biblical qualifications to be a pastor since a pastor MUST be the husband of 1 wife.
Carole Steinberg December 24, 2017 3:28 am
Get a diff girl.
Lance kaminsky December 24, 2017 3:28 am
Break up
Jesseg0815 December 24, 2017 3:28 am
Run.
s lee December 24, 2017 3:28 am
Just reading the title had me cringing and thinking "ouch" but I think Dave is right. Gazelle intensity afterward 😀
smoochez86 December 24, 2017 3:28 am
I'm sorry but he was soft on this guy. They should not be getting married no time soon. What school is she going to? That's ridiculous for an education
Patrick Walsh December 24, 2017 3:28 am
He's a pastor ? Who in their right minds would take counsel from The Angel Gabriel when he is capable of even thinking about ruining his own life so needlessly ?
Run away from her. Don't walk. RUN !
Henry McComments December 24, 2017 3:28 am
Run 🏃🏾 run away not worth it
Almost half a million in student loans
Fila Kri December 24, 2017 3:28 am
She needs to work in Alaska. They pay good up there.
BlackWorldTraveler December 24, 2017 3:28 am
This guy should google "Wendy Davis divorce"
j glesby December 24, 2017 3:28 am
Wow 450000 living in one of the most expensive places to live? I hope you can do it
Brandon Dreher December 24, 2017 3:28 am
Crazy there’s a pastor who just now heard of Dave Ramsey.
Terrie Smith December 24, 2017 3:28 am
My dentist makes about $2.4 Million a year. I know this because he's my friend.
She won't make this amount right away but over time, if she's smart, and focus on cosmetic dentistry as well as a specialized dentistry, she'll be making 💲💲Millions💲💲 per year.
For people saying…leave her. Yea, YOU go and do that. Lmao😂😂🤣😂
A smart man wouldn't throw away what he love because of money fear.
Sylvester McNutt III December 24, 2017 3:28 am
Move to Iowa or one of the states with a lower cost of living. Doing this is San Diego make take over a decade.