Mortgage Loan

SBI Kisan Gold Card Plan | What is KGC Mortgage | Ideal Multi-function Agriculture Mortgage

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SBI Kishan Gold Card Plan | What is KGC Mortgage | Ideal Multipurpose Agriculture Mortgage

KGC is a general-function bank loan meant for assembly credit needs of farmers for successful and use uses. Usage loans to meet up with domestic charges like Children’s instruction, marriage, clinical charges etc will be included to the extent of 20% of the limit.

Who are qualified?
Farmers with fantastic compensation file for at minimum past two decades, new farmers with sizeable deposits with our branches for two decades, excellent borrowers with other banking institutions, who have shut accounts, are qualified for this bank loan.

Mortgage sanctioned can be utilized for development or order of any successful property other than for order of land, building of farm residence and order of tractor and its components.

Mortgage volume
Mortgage volume is mounted on the foundation of 5 times the once-a-year farm earnings or 50% of the value of land (to be) mortgaged as collateral stability, whichever is significantly less, with a greatest of Rs. 10 lacs

Documents you need to supply
Land information, other than that is presently supplied to the bank, encumbrance certificates, if necessary.

(a) Upto Rs a hundred thousand/-

Hypothecation of property developed.

(b) Above Rs a hundred thousand/-

Hypothecation of property and house loan/ Demand about land or any other tangible stability

How do you repay:
Repayment will be in Quarterly/Fifty percent Yearly/Yearly installments depending on the harvest of the crops or the liquidity developed by the agriculture action undertaken with a greatest of six-seven decades. Having said that, the restrictions availed for location up of Horticultural Orchards can be repaid about a period of nine decades from the day of sanction.



  1. Hlo Sir kindly muje mutual fund m invest krna h konsa apps acha h ?

  2. thanks sir
    I want loan for land purchase.
    I am railway employee and my income 35+k per month.
    my account in bank of baroda
    pls give me suggestions.
    thanks you..

  3. dairy form video bane piliz

  4. thank u so much sir

  5. Well Job…


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