Refinance

Should really I Use 401k Revenue To Spend Off Personal debt And Buy A House?





Check out The Rachel Cruze YouTube Channel for existence and dollars guidelines!
________________________________________________________________
Obtain A Money Peace class in close proximity to you!

Check out Chris Hogan’s guide “Retire Inspired”

Do you want to consider handle of your dollars? Get “The Whole Revenue Makeover” guide listed here.

Down load the Absolutely free EveryDollar Application and begin telling your dollars the place to go.

Do you require assist with your taxes? Obtain an Endorsed Local Company in close proximity to you!

Require assist offering or acquiring a property? Click the website link to discover an Endorsed Local Company in your place.

Do you have inquiries about investing? Let 1 of our Endorsed Local Suppliers assist.

IN THIS Video clip: Dave Ramsey, The Dave Ramsey Display, Money Peace University, FPU, The Whole Revenue Makeover, price range, envelope program, crisis fund, newborn ways, radio exhibit, financial debt freedom, EntreLeadership, mortgage, ELP, daveramsey.com, dollars, finance, financial system, investing, conserving, retirement, dollars, mutual fund, inventory sector, business enterprise, leadership, credit history, drtlgi

40 comments

  1. 5:02 Go take a cold shower! 😂😂😂

    Reply
  2. I DON'T CARE!!!!😂😂😂

    Reply
  3. 96 k a year and 50k in dept just how??

    Reply
  4. Why I love Dave Ramsey is cause he tells you the truth! People need to hear something is stupid! Everyone wants to hear it's okay when it's not.

    Reply
  5. i love how he spends about 6 minutes being a total depressing asshole, repeatedly rudely interrupting, then talks about "emotionally shoring yourselves up"

    Reply
  6. I think it's funny that she's concerned about test scores for a school her kid doesn't attend yet and won't be taking anytime soon, but has no qualms about giving her kid a front row seat while mommy and daddy teach blowing money 101. Smh, so shamed that she's spreading spend/waste stupidity in my home state.

    Reply
  7. Just say no to buying a house!!

    Reply
  8. tell her man, tell her, dam those test scores, it don't pay rent. need to find a cheaper rental place like 700 a month

    Reply
  9. I wish Dave would do follow up calls and see where some of the callers are nowadays…

    Reply
  10. Does she work? That's my quistion. Way too many women complains about their family not having money, while she stays home.

    Reply
  11. Stupid Sauce!!! I have sure used it several times…thank goodness the bottle is now EMPTY and will never be refilled.

    Reply
  12. dave loses shit…. caller goes quiet

    Reply
  13. hi
    I live in the UK what is the equivalent of 401k?

    Reply
  14. you quit…you quit…you quit…

    Reply
  15. Omg!!! I'm obsessed with Dave Ramsey 🙌🏾🙌🏾🙌🏾 he tells you like it is!! He's really passionate about helping!! He'll snap on you like your dad would 😂…Awesome.

    Reply
  16. How in the world can you make 90,000 $/year and be broke…? Girl Puh lease

    Reply
  17. she can actually borrow half of her 401k to buy a house without paying 10% panalty.

    Reply
  18. I'm sorry but this was hilarious! 😂
    All my favorites things he said:
    You quit!
    You're broke!
    I don't care!
    Take a cold shower!
    Beans and rice, rice and beans!
    Adding to the Stupid sauce !
    Test scores 3 blocks over!
    He said STOP IT! STOP IT! Please!
    Hahaha made my morning!

    Reply
  19. 4:40 is the best part

    Reply
  20. LOL…stupid sauce…hehehe

    Reply
  21. Good for you for puttin' your foot down, Dave. You tried to say it calmly but she just couldn't hear you. I've been there and I've needed someone to yell at me! We all have those moments.

    Reply
  22. I like Dave for his honesty.

    Reply
  23. I reckon she hung up long before he was saying he'd transfer her to sign up for the peace university.

    Reply
  24. Ha, ha, uh NO! 😂

    Reply
  25. I love how brutally honest and direct Dave is with people. "You're broke!… Go take a cold shower." Hahaha.

    Reply
  26. $95,000 a year. Try $40,000 a year with no husband. OMG!!!!!

    Reply
  27. going on vacation while doing the debt snowball, SMH….

    Reply
  28. For starters… It's actually MORE than 40%…

    If you pull $35,000 out of a 401(k), all parties have to treat it as $35,000. All.
    So, first your 10% penalty is $3,500
    Your Federal income tax at 28% = $9,800
    Total taxes and fees are $13,300 out of $35,000 and you are actually looking at a massive 38% penalty here.

    That's why you don't touch retirement accounts… $35,000 just turned into $21,700…

    Not the best move here…

    Reply
  29. At 4:35 Dave realize he was talking to an idiot!

    Reply
  30. "I don't care what the test scores are!" haha

    Reply
  31. 95,000 income for a married couple is a 25% tax bracket. Why did Dave say it was a 35-40% tax bracket?

    Reply
  32. hilarious

    Reply
  33. I dig this guy, wish I had found this before I cashed out my retirement when I was laid off a few years back. I freaked out and cashed out 25k and only got like 15k back after taxes and penalties. This chick needs to move in to a single apartment close to her "high test score" school.

    Reply
  34. I have a feeling she's going to buy a house anyways… oh boy!

    Reply
  35. Beans and rice. Yum.

    Reply
  36. It seems it does't matter how much money people make they still find a way to go into a hole some people who make 12000 a year some how find a way to make it while someone who is making over three figures can't. I think this country is lacking on how we educate children about money but I guess parents can't teach if they don't know themselves.

    Reply
  37. I DON'T CARE! 😂

    Reply
  38. She was not getting it. I don't understand why ppl feel the need to buy a home when they are in so much debt. I had no debt when I bought my house many years ago. Also, no real savings. Didn't expect monthly expenses to be much higher than living in an apartment. And not to mention the unexpected problems. All those unexpected expenses made me wish I had waited longer. Hope she listened.

    Reply
  39. You ask the MASTER for advice, the MASTER gives you awesome advice and you still try to convince the MASTER how he is wrong; YET………YOUR B.R.O.K.E.!!!! SERIOUSLY WOMAN!!!

    Reply
  40. She needed him to be tough on her! Wake up woman! slaps

    Reply

Leave a Reply