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One of the best parts of the VA loan is that you never have to pay mortgage insurance regardless of how much or how little of a down payment you make.

This benefit is possible for VA loans because the VA guarantees the mortgage. On other loan types, if you can’t make a 20% down payment, the purpose of mortgage insurance is to protect the lender in case the borrower defaults.

The VA guaranty does the exact same thing on VA loans, which is why no mortgage insurance is required.


Here at Low VA Rates, our name is our promise, and we back it up with cold, hard cash. Right now, get $250 if we can’t beat another lender’s rate.

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This video is not intended for residents or homeowners in the states of WA, NY or MA.

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