What’s the difference between an FHA loan and a USDA loan? We’ll break down all of the aspects so you can choose the best mortgage to buy your home.

FHA Loan Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm
USDA Property Limits: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp
USDA Income Limit Quiz: https://eligibility.sc.egov.usda.gov/eligibility/incomeEligibilityAction.do?pageAction=state

🏠 Connect with a helpful LENDER in your state → https://www.winthehouseyoulove.com/lender
🏠  Connect with a helpful AGENT in your city → https://www.winthehouseyoulove.com/agent

✅  Max Purchase Price Calculator → https://www.winthehouseyoulove.com/max-purchase-price-calculator
✅  Lowest Cost Loan Calculator → https://www.winthehouseyoulove.com/lowest
✅  Home Buying Planner → https://myreplan.com/
✅  Today’s Interest Rates → https://www.winthehouseyoulove.com/todays-rates
✅  Step-By-Step Home Buying Timeline → https://www.winthehouseyoulove.com/#timeline
✅  Student Loan Savings Calculator → https://www.winthehouseyoulove.com/student

0:00 What you’ll learn
0:35 Overview
2:48 Credit score requirements
4:14 Rates
5:16 Sponsor
5:55 Credit events
7:06 Debt-to-income ratios
8:21 Loan limits
8:52 Down payment and closing costs
10:41 Seller credits
11:09 Special requirements/features
16:00 Appraisal
17:23 Mortgage insurance
19:25 Seller perception
21:12 Monthly cost comparison
22:40 Total cost comparison
24:08 What I would choose
24:30 FHA vs Conventional

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Kyle Seagraves
NMLS# 1701021
Motto Mortgage Alliance
8900 N. Dixie Dr.
Dayton, OH 45414
Equal Housing Opportunity


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